At HMG Health Care we are committed to your well being.

At Dr. Ruben Hernandez Clinics we care about the health of our patients. That is why we accept most health plans from different companies. If you have any questions or need more information, please contact us from Monday to Friday, 8:00 am to 5:00 pm.

What are health plans?

Health plans, commonly known as “Health Insurance Plans”, are structured agreements or policies that provide financial coverage for various medical expenses. These plans are designed to help individuals and families manage the costs associated with healthcare services. Health insurance aims to offer a level of financial protection by covering a portion of the expenses incurred for medical treatments, prescription medications, preventive care, and other health-related services.

What types of health plans exist?

Health plans are typically targeted at individuals, families, and sometimes, employers who want to provide healthcare benefits to their employees. They offer a range of options to cater to diverse needs and preferences. Here are some common types of health plans:

  1. Health Maintenance Organization (HMO): These plans often require members to choose a primary care physician (PCP) and get referrals from them to see specialists. HMOs generally have a network of healthcare providers, and coverage may be limited to these in-network providers.
  2. Preferred Provider Organization (PPO): PPO plans offer more flexibility in choosing healthcare providers. Members can see any doctor or specialist, both in-network and out-of-network, without a referral. However, the cost-sharing is usually lower when using in-network providers.
  3. Exclusive Provider Organization (EPO): EPO plans combine features of HMOs and PPOs. They typically have a network of preferred providers, and coverage is limited to those within the network, except in emergencies.
  4. Point of Service (POS): POS plans require members to choose a primary care physician and get referrals to see specialists. While they have a network of providers, members can also seek care out-of-network, but with higher out-of-pocket costs.
  5. High Deductible Health Plan (HDHP): HDHPs have higher deductibles but often lower monthly premiums. They are often paired with Health Savings Accounts (HSAs) that allow individuals to save money tax-free for qualified medical expenses.

Health plans aim to provide financial security and access to necessary healthcare services, promoting overall well-being and preventive care. It’s essential for individuals to carefully review and select a plan that aligns with their healthcare needs and budget.

What types of health plans do we accept at HMG Health Care?

Senior Plans

Aetna Senior (AETS)
Blue Cross Senior Secure (CALS)
Blue Shield Promise (Formally Care I’S) (BSPS)
Blue Shield 65 (BL65)
List itemAlignment Health Plan (aka Citizens Choice) (CZCH)
Easy Choice Health Plan Aka Wellcare (ECEP)
Health Net MediConnect cm-I
Health Net Seniority Plus (HNSP)
Humana Senior (HUMS)
Humana Medi-Medi (HUNN)
LA Care MediConnect (LA-I)
Molina MediConnect (MO-D)
SCAN Health Plan (SCAN)
SCAN Independent Living Power (SLP)
SCAN Medi-Medi (9 FEM)
Secure Horizons/United Healthcare (SECH)
Medicare Part B
Medicare Advantage Plans 

POS Plans

Aetna POS (AETP)
Blue Cross Plus (BCPL)
Blue Shield POS (BLSP)
Cigna Commercial POS (CIGP)
Health Net Shared Risk/POS (m.1EP)

Commercial Plans

Aetna Health of CA (AETN)
Blue Shield (BLSC)
California Care (CALC)
Cigna Commercial (CIGN)
Cigna Commercial – Disney (CDI)
Health Net Commercial (CNET)
Health Net Individual & Flex Plan (HNIF)
Health Net Commercial/Medicare Prime (HNNIP)
Heritage Commercial Employee (ff114)
PacificCare/United Healthcare (PACC)

Exchange Plans

Health Net Covered CA
Health Net Covered CA Off (HNXF)
LA Care Covered CA (LA-X)

If you have any questions about health plans, please do not hesitate to contact us. We are here to help you.

Need help?

We are here to help you. Don’t hesitate to contact us if we can help you.





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